Thursday, 26 June 2014

My baby has my insurance(medical card) and fathers insurance (Reg insurance card)how does that work?I am 23 yrs old and so is my bf..this is...

Question

My baby has my insurance(medical card) and fathers insurance (Reg insurance card)how does that work?

I am 23 yrs old and so is my bf..this is our first baby we are not married yet.. so i have the medical card and he has his regular insurance our son is under mine and under his insurance. My question is how does that work? I put my insurance as primary and his second. i dont understand how a sec insurance work.is it like whatever my insurance doesnt cover his will? and what else do i need to know about how this works. please help me im very confused...



Answer

It is confusing. Here's a link to a very helpful explanation:

http://www.medicare.gov/supplement-other-insurance/how-medicare-works-with-other-insurance/how-medicare-works-with-other-insurance.html

Normally even if you put a claim in under your medicare, since it is public funds, medicare will go back to the private insurer, even if listed as secondary, to seek reimbursement.



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